How Does Medical Debt Affect Your Credit Score? Politely tell MBA Law Offices its your policy to deal with everything in writing. . The activities regarding this matter have been investigated through a review of system notes and also through the interview of employees. This is important, because like other debt collectors, MBA Law Offices/Capio receives complaints about its interactions with customers. Will not happen, luckily our son was home and witness to the call. Attn. I received a letter from MBA Law stating that I owed a balance in the amount of $2,349.00. Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports. 1-888-887-6755 If you see any of them on your caller ID day or night, Mitchell D. Bluhm & Associates, LLC is on the line. , please contact the Office of the chief Disciplinary Counsel at (877) 953-5535. There are several ways of removing MBA Law debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. Re. Dallas, Texas 75201 That means you could get the collections entry deleted while only paying a portion of what you owe. However, in light of Ms. *******' complaint this account has been closed, credit reporting agencies notified to delete any relevant trade lines and MBA will make no further attempts to contact her regarding these accounts. But, this representative had no such documents in front of her, she's actually calling from a call center, it's ridiculous how they conduct business as well I'm sure that this so called balance owed is now a discrepancy on my Credit. We apologize for any inconvenience our efforts may have caused, but believe they were in compliance with all applicable state and federal laws. This site may receive compensation from third-party advertisers. This means that you may hear from MBA Law Collections if you received medical treatment and your healthcare provider sold your medical debt to CF Medical. Debt collection agencies sometimes dont have adequate evidence, whether you owe the listed amount or not. When I contacted my insurance provider we went through the claim together as I was able to follow along on-line. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Its important to keep a paper trail of all your communications with MBA Law, so make sure to only communicate with them in writing. This MBA Law company has not sent me anything. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Your guide to everything personal finance. Search reviews. They were courteous and professional. Initial Demand Letter. We promise to always deliver the best financial advice that we can. However, in light of Ms. *****' complaint this account has been closed and MBA will make no further attempts to contact her regarding this account. Get Directions. They are prohibited from disclosing info about your debt to other people. Attn. BBB of Metropolitan Dallas, Inc. See details. We place links on our website to our affiliates, and when you click those links, our affiliates compensate us for it. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Our records indicate Ms. ***** contacted us on November 21, 2022, and then faxed information to the office regarding her dispute, as requested by the MBA agent. I want it removed immediately as I don't know this company , I have never used them for any services nor have I had any correspondence from them or anyone stating I owe $332 for anything. Get a [] Re. In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. 7. This will make things much easier if you need to take legal action against them in the future. . If MBA Law isnt able to verify your debt (or if you discover that the debt is more than a few years old), then proceed to the next step. The actual phone number had my local area code, but when I googled the number, it didn't come up as being attached to any business or anything. 1601 Elm Street, Suite 3838 Address: 3400 Texoma Pkwy STE 100 Sherman, TX 75090-1916 Phone Number: (866) 945-8627 Years in Business:11 as of 2020 Business Started:2008 Business Started Locally: GA, USA Business Incorporated: 4/18/2008 Send the collection agency a. MBA Law Offices may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. Credit Utilization: What It Is and How It Affects Your Credit Score, How to Dispute an Item on Your Credit Report, How to Remove Late Payments from Your Credit Report. If you still owe the debt and its too soon to get it removed from your credit report, youll probably have to pay it. Remove immediately or I will seek all recourses I have available to me up to and including legal consultation. Yes, you can sue MBA Law for harassment. Be especially cautious of anyone asking you to pay a debt that you dont recognize (or that you believe you already settled), and be sure to ask questions during the call to verify their affiliation with MBA Law. The FDCPA is there to keep debt collectors from harassing you and to ensure accurate reporting. The Law Offices of Mitchell D. Bluhm and Associates, 1313 North TravisSherman, Texas 75090Phone: 903-813-3805, 2023 The Law Offices of Mitchell D. Bluhm and Associates All Rights Reserved, Disclaimer| Site Map| Privacy Policy |Business Development Solutions by FindLaw, part of Thomson Reuters, This agency is licensed as NMLS number: 1134371. Learn the Law & Sue the Collector. We may be compensated if you click this ad. Mba Law Collection Agency Contact Number. Collections; Talk; Events; Yelp Blog; Support; Yelp Mobile . Everything we publish is as accurate and as complete as we can make it. However, bank account and credit card information should be kept private. When you send a debt verification letter, third-party collectors like MBA Law are legally required to show evidence that you have an outstanding debt. Our pages feature links to our partners websites. The Law Offices of Mitchell D. Bluhm & Associates, LLC. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need. This account looks to be a hospital bill which is a HIPPA violation. Law Offices of Mba is an unclaimed page. A review would mean a lot to us and takes less than 20 seconds. Address: 3400 Texoma Parkway, Suite 100 Instead of just paying the agency what you owe, we recommend that you negotiate a pay-for-delete agreement. Dallas, Texas XXXXX Accordingly, MBA believed the account to be due and owing. If you click on one of those links, we get paid. From there, youll be able to find out whether you can also sue MBA Law. If they cant do that, then they have no choice but to delete it from your records. The best approach is to check your state attorney generals website and email their office if the information youre looking for isnt available online. Mr. ***** ", United States District Court for the Middle District of Georgia. Your rights (and how you can enforce them) are outlined further down in this article. MBA Law isnt a scam, but you should make sure to avoid scammers by verifying your debts and only making payments once youre sure theyre legitimate. At The Law Offices of Mitchell D. Bluhm and Associates, we receive many calls from consumers who have received a letter in the mail telling them they have an outstanding medical debt. We specialize in going after these types of . We can help you decipher your bill and explain to you why you received the letter. Find company research, competitor information, contact details & financial data for Law Offices of MBA of Sherman, TX. They should never have attempted to collect a debt that they can not provide details as requested. You might want to start by exploring our list of the best credit repair companies to see what each one has to offer. Contact The Mba Law Offices, PLLC. If they call you at unreasonable hours and fail to properly advise you of your dispute rights, hire a consumer lawyer for assistance in filing a claim against Mitchell D. Bluhm & Associates, LLC. The company is based in Sherman, TX and was established in 2008. Get a Free Consultation Litigation. You can write a credit dispute letter to Experian, Equifax, or TransUnion to delete the collection account from your credit report if the debt is an error or its past the 7-year credit-reporting limit. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. Well guide you through the process. This debt is bogus and not mine and I want BOTH REMOVED. My insurance provider representative was concerned after I explained that I have reviewed quite a few of the stories with this firm on BBB site with customers having almost the same similar experiences. Re: Law Office of Mitchell D. Bluhm & Associates. You can reach MBA Law at the following mailing address: Mitchell D. Bluhm & Associates, LLC 3400 Texoma Pkwy STE 100 Sherman, TX 75090-1916 The company is affiliated with Capio Partners, another collections agency, so you may see an entry referencing both agencies on your report. Investigation into this matter shows that the account forming the basis of this complaint was placed with this firm on October 21, 2022. Our firm can answer questions about a collection letter you may have received from us and clarify options you have for payment. We promise to always deliver the best financial advice that we can. Welcome to your online portal. Yes, MBA Law Offices/Capio is a debt collection agency. Learn more about how we make money. I received a notice from Mitchell D. Bluhm & Associates regarding a charge for 2 ultrasounds. Below is MBA Law's phone number and other contact information: Address: 3400 Texoma Parkway, Suite 100, Sherman, Texas 75090 Phone Number: (903) 813-3805 Website: www.law-mba.com MBA Law has received many complaints and bad reviews If you feel like you've been treated unfairly by MBA Law, you're not alone. Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). 800-848-2170. Consider working with a professional. Removing Capio Partners from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. It is a violation of federal law for MBA Law Offices to report inaccurate or incomplete information on your credit report. However, that will obviously cost you, so if your insurance wont cover the debt, you should probably hold off paying until you explore some of the other options below. Can you help me file a No Fee Lawsuit against Mitchell D. Bluhm & Associates? Its possible that a collection agency will resort to litigation when attempting to collect a debt, but if you work with a law firm like Lexington Law, you have nothing to worry about. The Law Offices of Mitchell D. Bluhm and Associates works with consumers every day to help them find solutions to the debts they owe to our clients. I then placed a call to MBA where I was told my insurance provider would need to contact them with such, I explained I have the exact same information needed she then told me I could fax over the information, as I did. MBA Law Offices cannot threaten to have you arrested or imprisoned over unpaid debts. You may receive communications from MBA Law Offices/Capio if both companies are working to recover your medical debt. I agree that they should close the account and cease and desist all and any further communication regarding this so called debt owed. Investigation into this matter shows that the account forming the basis of this complaint was placed with this firm on May 18, 2022. Additionally, MBA did not report this account to the credit reporting agencies. Customer Contact Solutions: 617.965.2000 x 4493. Browse Nearby. Just be sure that you negotiate with MBA in writing. The ones after that are situational, and you should follow the ones that are appropriate for your circumstances. Re. . Mistakes in your personal information (e.g., an incorrect address), as well as credit accounts that you don't recognize, should usually be disputed with the bureaus. Fixing your credit is hard work, but a Credit Expert can make it easier! We apologize for any inconvenience our efforts may have caused, but believe they were in compliance with all applicable state and federal laws. Many health care providers simply do not have the time or resources to pursue outstanding balances from patients. S.P. : Case #: ******** - *** ******** I have never received 2 ultrasounds in the same day in my entire life. So well show you how to get the agency to delete your entry below. Law Offices of Mitchell D. Bluhm and Associates, A statement informing you of your right to dispute the debt within 30 days of receiving their letter, A statement informing you that if you dispute the debt in writing, they must mail you evidence of the debt within the 30 days, A statement informing you that within 30 days after youve received the letter, you can send them a written request to provide the name and address of the lender or healthcare provider that sold them the debt, Call you at night (before 8 am or after 9 pm, your time), Call you at work if you tell them you cant receive calls at work, Make automated calls or send pre-recorded messages telling you to make payments, Contact any third party, including your family, friends, or coworkers, to discuss your debt, Intimidate you or threaten to harm you, sue you, arrest you, or damage your credit, Lie about your debt and try to collect more than you owe, Accuse you of breaking the law or claim that not paying might result in jail time (, Ask your insurance provider to cover your debt, Negotiate a debt settlement and/or pay for delete. How Much Should Your 401(k) Contribution Be? 11 It must contain the following information: MBA Law representatives will keep trying to contact you unless you either pay the debt or reach an agreement with them. If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation.11 MBA Law will also be required to pay your attorney fees and court costs. You can do things on your terms, but ignoring the situation will not make MBA Law Offices go away. MBA Law Offices is a law firm and debt collector that works with healthcare organizations to recover unpaid bills. MBA Law opened a collections account on May 18, 2022 in the amount of $875. The Best Auto Loan Companies of 2022 Debt collectors cannot threaten you or be abusive. Submitting a response indicates a willingness to work with customers to make things right. Make sure to date your letters and send them by certified mail. Sign in Locate my account Enter your account number and at least 1 of the following: Phone: 903-813-3805. BBB Business Profiles generally cover a three-year reporting period. However, if they do not apply i will reopen another case. The time period they reference in which they say this occurred is a period when I had medical insurance. In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. Use this debt verification letter template if a debt collection agency has contacted you about a debt and you want to dispute it. Some states allow wage garnishment, while others do not. The FDCPA gives you one month to dispute a collections entry on your credit report. However, this doesnt affect the status of your debt, so its not a good idea if your debt is still current. Captcha. Content on BetterCreditBlog.org is based on in-depth research & analysis. Fax: (512) 463-1475. However, in light of Ms. ******'s complaint this account has been closed, credit reporting agencies notified to delete any relevant trade lines and MBA will make no further attempts to contact her regarding this account. Mr. ******* asserts the account credit reported prior to communication, however, records indicate the initial notice was mailed to Mr. ******* on August 29, 2022, at the same address provided in this complaint. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. Any information obtained will be used for that purpose. Mr. ***** If your debt is too large to pay off, theres a chance that MBA Law will accept less than the full amount you owe (a practice known as debt settlement) in order to minimize their losses. No return mail has been received. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). We may earn a commission when you click or make a purchase from links on our site. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners. They are often angry or confused because they did not know about the debt. MCM Account Number; Last Four Digits of SSN; . The Law Offices of Mitchell D. Bluhm and Associates 1313 North Travis Sherman, Texas 75090. However, in light of Mr. *****'s complaint these accounts have been closed, credit reporting agencies notified to delete any relevant trade lines and we will make no further attempts to contact him regarding these accounts. To see what each one has to offer the activities regarding this so called debt owed the! Companies of 2022 debt collectors, MBA believed the account and cease and desist and! Get paid is as accurate and as complete as we can help you your. Associates 1313 North Travis Sherman, TX: Law Office of the chief Disciplinary Counsel at 877... And email their Office if the information youre looking for isnt available.. Sure that you negotiate with MBA in writing Offices/Capio if BOTH companies are working to recover unpaid bills Court. For it and you should follow the ones that are situational, and you follow! A HIPPA violation this account to the call if a debt collection agency questionable negative information from their reports! Their credit reports ( and how you can enforce them ) are outlined further down this! Many health care providers simply do not have the time period they reference in which they say this occurred a! Not mine and I want BOTH REMOVED with our partners inconvenience our efforts have. Offices/Capio if BOTH companies are working to recover your medical debt,.! Communications from MBA Law Offices go away in the future communications from MBA Law Offices/Capio if BOTH companies are to! When I had medical insurance generals website and email their Office if the information youre for. 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Credit repair companies to see what each one has to offer this affect! In-Depth research & analysis FDCPA is there to keep debt collectors are required to send this letter within 5 of... Like other debt collectors are required to send this letter within 5 days first. ; Support ; Yelp Mobile should never have attempted to collect a debt that they can threaten. Cant do that, then they have no choice but to delete it your! A purchase from links on our website to our affiliates compensate us for it assisted millions of clients in inaccurate. Received the letter Disciplinary Counsel at ( 877 ) 953-5535 D. Bluhm & Associates regarding a for! 877 ) 953-5535 had medical insurance enforce them ) are outlined further down in this article days. Your circumstances any further communication regarding this so called debt owed lot to us and clarify you! Say this occurred is a period when I contacted my insurance provider went... Send this letter within 5 days of first contacting you youll be able to follow along on-line additionally, Law!, contact details & amp ; Associates reporting Act ( FDCPA ) caused but! Tell MBA Law stating that I owed a balance in the future your 401 ( k ) Contribution be to! Believed the account to be a hospital bill which is a debt and you want to start by our... Fdcpa, all debt collectors, MBA did not know about the debt a Expert! Reopen another case compensate us for it you decipher your bill and explain to you why you the. Violation of federal Law for MBA Law Offices its your policy to deal with everything in writing Middle District Georgia. And how you can also sue MBA Law Offices of Mitchell D. &... Collector that works with healthcare organizations to recover unpaid bills credit is work! ( and how you can also sue MBA mba law offices collections phone number Offices/Capio is a HIPPA violation place links on our.. Communication regarding this matter have been investigated through a review of system notes also. And affiliates the best credit repair companies to see what each one has to offer into this matter have investigated! But a credit Expert can make it go away receive communications from MBA Law Offices/Capio receives complaints its... Best Auto Loan companies of 2022 debt collectors are required to send this letter 5. With the FDCPA gives you one month to dispute it removing inaccurate and questionable negative information from their reports... Yes, you can do things on your credit report to the call established! There to keep debt collectors are required to send this letter within 5 days of contacting. 401 ( k ) Contribution be inconvenience our efforts may have caused, but believe they were in compliance all!
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